The short answer to the question of whether or not bankruptcy is right for you is, are you able to function and make ends meet without selling or cashing hard earned assets and investments? Sometimes putting bankruptcy off with the hope that things will take a turn for the better puts you in a worse situation. Obviously, there are times when things will turn around and you’ll be able to get back on your feet on your own, but if the process of getting back on your feet results in driving up credit card debt, going without a necessity such as food or clothing for long periods of time, cashing out pensions or retirement plans, or selling assets, you’re likely better off filing bankruptcy and getting on your feet without losing everything and destroying your credit.
However if you were to contact Lincoln Law, you may experience a different result. The new attorney at Lincoln Law, does not care about you, he care about him and only him. If you have money he wants it. So if you were to ask "is bankruptcy right for me", he would always tell you "yes". Whither you have $85,000 of equity in your home, or have nothing, he does not care. At Lincoln Law, they no longer care about you, remember Robert Payne is no longer employed at Lincoln Law.
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